The hypothetical historical performance provided herein showcases the annualized return of allocation strategies, representing the investment's annual growth rate considering compounding effects. Similar analyses can be found for each account in official fixed index annuity illustrations provided by insurance carriers.

What's not reflected:
The annualized return does not encompass rider charges, strategy fees, or applicable premium bonuses.

Notes on rates:
The information presented assumes the annuities' current caps, spreads, participation rates, and other related rates, without guarantee.

No guarantees:
These actual elements are subject to change over time, resulting in potentially higher or lower outcomes. Additionally, no single index consistently outperforms in every scenario. It is advisable to consult with a properly licensed and educated annuity professional before making any decisions.

The Power 7 Protector Plus Income annuity has certain charges and fees you should know. Here's a breakdown:

• Market value adjustment (MVA): A market value adjustment may apply to withdrawals exceeding the free withdrawal amount during the surrender charge period. This can increase or decrease the amount you receive based on market conditions.
   
• Income rider fees: If you add an optional income rider, an annual fee will be typically deducted from your account value.
   
• Administrative fees: The base contract doesn’t have annual administrative fees.
   
• Premium taxes: In some states, a premium tax may be deducted from your contract value.
   

You can avoid surrender charges and MVAs by staying within the free withdrawal limits or holding the contract beyond the surrender period. The base contract has no fees unless you choose optional riders. Remember, while there's no explicit fee for the index-linked interest crediting, the participation rates, caps, or spreads effectively limit your potential gains.
 

The Power 7 Protector Plus Income performance annuity offers you a variety of index options to potentially grow your money. You can choose from the following indexes:

One of the key features of this product is that you're not limited to a single index. You can allocate your funds across a combination of these indexes. This diversification can help spread risk and optimize returns based on different market conditions.

When selecting your index options, consider your risk tolerance and investment goals. Each index has its own characteristics and growth potential. Remember, while these indexes calculate your interest credits, you're not directly invested in the market. The Power 7 Protector Plus Income still provides downside protection, ensuring you won't lose money due to market declines.
 

The  Power 7 Protector Plus Income surrender charges apply if you withdraw more than the allowed free withdrawal amount during the first 7 years. You'll face surrender charges. 

The surrender schedule is as follows: 

Power 7 protector plus income reviews should focus on these features:

• This product offers the potential for growth linked to major indexes while protecting your principal.
• You commit your money for 7 years, providing a balance between commitment and flexibility.

• Enjoy the benefits of triple compounding as your money grows tax-deferred.
• Be aware of the surrender charges for early withdrawals, which start at 8% and decrease annually.

• Early withdrawals may be subject to a market value adjustment, potentially affecting your returns.